Updated monthly. Last updated: June 2026.
If you trade with XS.com, every lot you open and close already generates a commission for someone. The question is whether any of that value flows back to you. Through MoneyCharger, it can: you earn a cash rebate on each lot you trade, paid on top of your normal trading results. This guide explains exactly how XS.com cashback works, the current rebate rates by account type, the conditions you need to meet, and how to set it up from start to finish.
Cashback does not change your spreads, your execution, or your relationship with XS.com. It simply routes a share of the broker's referral commission back into your pocket. For active traders, those per-lot rebates can add up to a meaningful sum over a month or a year.
A quick but important note before we start: trading leveraged forex and CFDs carries a high risk of losing your capital, and cashback does not offset market losses. Broker availability also varies by country, so always confirm that XS.com accepts clients from your country before opening an account.
What is XS.com cashback (rebate)?
XS.com cashback, sometimes called a rebate, is a partial refund of trading costs that you receive for each lot you trade. The mechanism is straightforward. When you register with XS.com through MoneyCharger, MoneyCharger is recorded as your introducing broker (IB). XS.com pays MoneyCharger a referral commission based on your trading volume, and MoneyCharger returns most of that commission to you as cashback.
The key point is that this happens entirely on the broker's side of the ledger. Your spreads, swap rates, execution speed, and trading conditions stay exactly the same as they would if you signed up directly. You are not paying extra for the rebate, and you are not being routed through any different liquidity or pricing. The cashback comes out of the commission XS.com already pays to partners, not out of your trading account.
Because the rebate is tied to volume rather than to whether a trade wins or loses, you earn cashback on both profitable and losing trades. That said, cashback should be viewed as a way to reduce your effective trading costs, not as a profit strategy in itself. It lowers the bar your trades need to clear, but it never removes market risk.
XS.com cashback rates by account type
Your rebate rate depends on which XS.com account type you trade on. MoneyCharger currently offers the following per-lot cashback for XS.com:
| Account | BTC/USD | XAU/USD |
|---|---|---|
| Standard | $8.00 / lot | $7.20 / lot |
| Classic | $12.80 / lot | $10.00 / lot |
A few things worth highlighting. The Classic account pays a significantly higher rebate, up to $12.80 per lot on BTC/USD and $10.00 per lot on XAU/USD (gold). If you trade gold or Bitcoin in any volume, the account type you choose has a direct impact on how much you earn back.
Rebates are calculated per standard lot and accrue as you trade. The more volume you put through, the more cashback accumulates. Because rates can be adjusted, this guide is updated monthly, so always treat the table above as the current reference and check back before making decisions based on a specific rate.
XS.com cashback conditions
Cashback comes with a small set of conditions designed to keep the program fair and sustainable. Meeting them is straightforward for normal discretionary and swing trading, but you should understand each one before you start.
- Minimum holding time of 30 seconds. A trade must stay open for at least 30 seconds to qualify for cashback. Positions opened and closed faster than this are not counted. This rules out ultra-fast scalping and latency-style execution but has no effect on typical intraday or swing trades.
- No swap-hedging or arbitrage strategies. Trades that are part of swap-hedging setups or arbitrage strategies are not eligible for cashback. These approaches are excluded because they exploit pricing or carry mechanics rather than reflecting genuine directional volume.
- Bonus-active accounts are excluded. Trades placed on an account that has an active bonus applied to it do not qualify for cashback. In practice this means you choose between using a promotional bonus and earning cashback on a given account, rather than stacking both at the same time.
If your trading is normal manual or systematic position-taking that holds for more than half a minute and does not rely on arbitrage or swap mechanics, you will meet these conditions without any extra effort. If you are unsure whether your strategy qualifies, it is always best to confirm before scaling up your volume.
How to get XS.com cashback through MoneyCharger
Setting up XS.com cashback takes only a few minutes. The critical detail is that you must register your XS.com account through MoneyCharger so the IB link is recorded correctly. If you already have a direct XS.com account that was not opened through MoneyCharger, the cashback link generally cannot be applied retroactively.
- Register with MoneyCharger and open your XS.com account through the provided link. Sign up for a free MoneyCharger account, then use the dedicated XS.com link to create your XS.com account. This is what records MoneyCharger as your introducing broker and activates your eligibility for cashback. Choose your account type (Standard or Classic) with the rebate rates above in mind.
- Verify your account and start trading. Complete XS.com's standard identity verification (KYC), fund your account, and trade as you normally would. Keep the cashback conditions in mind, holding positions for at least 30 seconds and avoiding excluded strategies and bonus-active accounts.
- Track and receive your cashback. Your eligible trading volume is tracked through MoneyCharger, and your accrued rebates are paid out according to MoneyCharger's standard schedule. You can monitor your cashback in your MoneyCharger dashboard.
That is the entire process. Once the IB link is in place, cashback accrues automatically on every qualifying lot, with nothing further required from you on a per-trade basis.
XS.com at a glance
Before deciding whether XS.com is the right broker for your cashback, it helps to see its core specifications in one place.
| Feature | Details |
|---|---|
| Licenses | 6 total: ASIC (Australia), CySEC (Cyprus), FSC (Mauritius), FSA (Seychelles), FSCA (South Africa), plus a Kuwait/Dubai license pending |
| Max leverage | Up to 2000x on FX and gold; up to 200x on BTC |
| Zero-cut | Yes (negative balance protection) |
| Spread | USD/JPY from ~0.8 pips, EUR/USD from ~0.6 pips (floating) |
| Bonus | Account-opening bonus available; no deposit bonus |
| Support | Dedicated multilingual customer support |
XS.com's regulatory footprint stands out. Holding six licenses across major jurisdictions, including ASIC in Australia, CySEC in Cyprus, and FSCA in South Africa, places it among the more heavily regulated brokers in the global retail space, with an additional Kuwait/Dubai license pending. For traders in SEA, MENA, Africa, and LATAM who weigh regulatory oversight heavily, this breadth is a genuine differentiator.
On the cost side, floating spreads from around 0.6 pips on EUR/USD and 0.8 pips on USD/JPY are competitive. Combined with high leverage of up to 2000x on FX and gold and zero-cut protection that prevents your balance from going negative, the trading conditions are built for active traders, with cashback layered on top to reduce effective costs further.
Pros and cons
No broker is perfect for everyone. Here is a balanced view of what XS.com cashback offers and where the trade-offs lie.
Pros
- Six financial licenses. Multi-jurisdiction regulation, including ASIC, CySEC, and FSCA, gives XS.com a strong oversight profile that many traders value when choosing where to deposit funds.
- Tight spreads. Floating spreads from roughly 0.6 pips on EUR/USD and 0.8 pips on USD/JPY keep core trading costs low, and cashback reduces them further.
- High Classic-account rebates. The Classic account pays up to $12.80 per lot on BTC/USD and $10.00 per lot on XAU/USD, which is substantial for traders active in crypto and gold.
Cons
- Strategy and bonus exclusions. Swap-hedging and arbitrage strategies do not qualify, the 30-second minimum hold rules out the fastest scalping, and trades on a bonus-active account are excluded. You effectively choose between a bonus and cashback on a given account.
- No deposit bonus. XS.com offers an account-opening bonus but does not run a deposit bonus, so traders who specifically want deposit-matched promotions will not find them here.
For most traders, the pros of strong regulation, tight spreads, and high gold and crypto rebates outweigh the cons, but it is worth confirming that your particular strategy fits within the cashback conditions.
Who should use XS.com cashback?
XS.com cashback is best suited to several types of trader. If you trade gold or Bitcoin with any regularity, the per-lot rebates, especially the $10.00 on XAU/USD and $12.80 on BTC/USD on the Classic account, are among the more attractive in the market and directly lower your cost per trade. Active traders who put through consistent monthly volume will also see cashback accumulate meaningfully, since the rebate scales with the number of lots you trade.
Traders who place a high value on regulation are another natural fit. With six licenses across major jurisdictions, XS.com appeals to those who want a broker with broad oversight rather than a single offshore registration. This matters particularly for traders across SEA, MENA, Africa, and LATAM who want both competitive conditions and regulatory credibility.
On the other hand, if your entire approach is built around sub-30-second scalping, arbitrage, or swap-hedging, the cashback conditions will exclude most or all of your trades, and the program will offer you little. Similarly, if you intend to trade primarily on bonus-active accounts, you will need to weigh the value of the bonus against the cashback you would forgo. For everyone else, including discretionary, intraday, and swing traders, XS.com cashback adds clear value with no downside to your trading conditions.
If you want to compare XS.com against other options, you can compare all forex cashback sites to see how rates and terms stack up across brokers.
XS.com cashback FAQ
Q. Does cashback change my spreads or execution on XS.com?
No. Cashback is paid out of the referral commission XS.com pays to MoneyCharger as your introducing broker. Your spreads, execution speed, swap rates, and overall trading conditions are identical to opening an account directly. The rebate is added on top, not taken from your trading.
Q. Do I earn cashback on losing trades?
Yes. Cashback is based on the volume you trade, not on whether a trade is profitable. As long as the trade meets the conditions, including the 30-second minimum holding time and the exclusion of arbitrage, swap-hedging, and bonus-active accounts, it earns the applicable rebate regardless of its outcome. Remember, though, that cashback reduces costs but does not offset the risk of losing capital.
Q. What is the difference between the Standard and Classic account rebates?
The Classic account pays higher rebates: up to $12.80 per lot on BTC/USD and $10.00 per lot on XAU/USD, versus $8.00 and $7.20 respectively on the Standard account. If you trade gold or Bitcoin in volume, the Classic account returns more cashback per lot, so the account type you choose directly affects your earnings.
Q. Can I add cashback to an XS.com account I already opened directly?
Generally no. Cashback requires MoneyCharger to be recorded as your introducing broker, which happens when you open your XS.com account through the MoneyCharger link. An account opened directly without that link usually cannot have cashback applied retroactively. If in doubt, contact MoneyCharger before opening an account.
Q. Can I use a bonus and earn cashback at the same time?
No. Trades placed on an account that has an active bonus applied are not eligible for cashback. You choose between using a promotional bonus or earning cashback on a given account, rather than combining both at once.
Final thoughts
XS.com pairs a strong regulatory profile, six licenses across major jurisdictions including ASIC, CySEC, and FSCA, with tight floating spreads and high leverage. Adding MoneyCharger cashback on top turns those competitive conditions into something even more cost-efficient, with rebates of up to $12.80 per lot on BTC/USD and $10.00 per lot on XAU/USD on the Classic account.
The setup is simple, the cashback accrues automatically once your IB link is in place, and your trading conditions stay exactly the same. Just keep the conditions in mind, holding trades for at least 30 seconds and avoiding arbitrage, swap-hedging, and bonus-active accounts, and confirm that XS.com accepts clients from your country before you register.
Finally, treat cashback for what it is: a way to lower your effective trading costs, not a shortcut to profit. Leveraged forex and CFD trading carries a high risk of losing your capital, and no rebate changes that. Trade within your means, manage your risk carefully, and let cashback work quietly in the background on every qualifying lot. To see how XS.com compares with other brokers, compare all forex cashback sites before you decide.